Financial Inclusion: Boosting Green Practices and Innovation for Female Vendors Well-Being
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Abstract
This paper examines the factors that influence the quality of life of women street vendors in Serang City, focusing on the contributions of environmentally friendly practices, entrepreneurial innovativeness, and financial inclusion. 100 participants were randomly selected and interviewed using structured questionnaires. Descriptive statistics provided insights into the respondents' profiles, while Structural Equation Modeling with Partial Least Squares (SEM-PLS) was used to analyze the relationships between the study variables. The results show that green practices have a significant positive impact on the well-being of women street vendors. Entrepreneurial innovation also proved to be a crucial factor that had a positive impact on their well-being. Green practices were found to promote entrepreneurial innovation, directly creating a reinforcing dynamic. Furthermore, a positive correlation was found between financial inclusion and well-being. It also played a mediating role by reinforcing the impact of green practices and entrepreneurial innovation on participants' well-being. In conclusion, the study shows that promoting green practices, entrepreneurial innovation and improving access to financial resources are important strategies to improve the quality of life of women street vendors in Serang City. These findings underscore the importance of integrated interventions to promote sustainable livelihoods and economic empowerment of women in the sector.
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